2026 tax breaks · sourced to the IRS

See every tax break you qualify for.

Calculated from your numbers, cited to the bill and the IRS, and ready to file. We start with the one everyone’s asking about — no tax on overtime — then add a new break every week.

✓ Figures verified 2026-06-22 ✓ Sourced to IRS + bill text ✓ Not tax advice

The break suite

Two tiers: evergreen breaks that outlive the 2028 sunset, and fresh OBBBA breaks to harvest now.

Evergreen Durable authority

2025–2028 Fresh OBBBA breaks

$12,500 / $25,000 MFJ

No Tax on Overtime

See how much federal income tax you save on your overtime pay.

live
$25,000 per return

No Tax on Tips

Up to $25,000 of qualified tips, deducted from your income.

live
$40,000 (→ $10k in 2030)

SALT Deduction

$40,000 cap through 2029 — are you over it?

coming soon
+$6,000 (65+)

Senior Deduction

Extra $6,000 if you are 65 or older.

coming soon
$10,000

Car-Loan Interest

Up to $10,000 on a new, US-assembled vehicle.

coming soon
Heads up on energy/EV credits. The residential solar and EV tax credits were terminated by the 2026 law — you’ll notice we don’t build calculators for them. We won’t point you at a benefit that no longer exists.

About TaxBreakCalc

Is TaxBreakCalc free to use?

Yes. Every calculator is free. If you choose to file through one of the tax-software links we show after your result, we may earn a commission at no cost to you — that is how the site is funded.

Is this tax advice?

No. TaxBreakCalc gives estimates to help you understand a break; it is not tax advice. Confirm your actual numbers with a tax professional or your filing software. Every page says so plainly.

How current are the figures?

Every dollar figure is sourced to the IRS and the statute and re-checked weekly. Each page shows the date it was verified, and a stale figure blocks the weekly publish.

Which tax breaks are covered?

The 2026 OBBBA breaks — no tax on overtime, no tax on tips, the senior deduction, and car-loan interest — plus the evergreen breaks that outlive the 2028 sunset: SALT, the child tax credit, the QBI deduction, HSA, and education credits. New calculators ship every week.

What about my state?

The federal calculators are live now. State-conformity pages (“does my state tax my overtime?”) are on the roadmap — the federal deduction and your state’s treatment often differ.

✓ Verified 2026-06-22 · IRS · Tax Foundation · CRS